Disclaimer:
Healthy Wealthy Lifestyle Co. Ltd. is known as ¡§HWL¡¨ below. HWL is not authorized to give any investment advice in Hong Kong, USA, UK, other members of the European Union, and other countries in Asia region. Nothing on this web site should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction. HWL is a public information website with NO intention to invite or offer any investment, legal, tax or other professional advice. Although the information provided to you herein is obtained or compiled from sources we believe to be reliable, HWL cannot and does not warrant, guarantee or represent, expressly or impliedly, the accuracy, validity or completeness of any information or data made available to you for any particular purpose and no liability in respect of any errors or omissions including and third party is accepted by HWL. Investment involves risks. Past performance is not indicative of future returns. Please refer to the relevant prospectus for details. We do not purport to set out all the risks and other significant aspects involved in investing in any of the products. If you are in any doubt about any of the information contained herein please consult your financial adviser, lawyer, accountant, bank manager or other professionals.

Disclaimer of Warranty and Limitation of Liability:
Neither HWL nor any of its affiliates, directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, delay of transmission , or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of this site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of or of any vendor providing software or services support.

Personal Data:
HWL is fully committed to protecting the privacy interests of individuals who provide us with information about themselves and to complying with the requirements of the Personal Data (Privacy) Ordinance. In doing so, we instruct our staff to comply with strict internal standards of security and confidentiality. The personal data collected from you may be used by HWL and/or any company within the HWL group of companies and/or any of its associated companies, within or outside Hong Kong, for direct marketing purposes and in this connection, HWL may transfer or disclose that information to any of those other companies. HWL will cease to use the Personal data for direct marketing purposes if you request us to do so and accordingly the Personal Data will be erased or destroyed. You are entitled under the Ordinance to be informed by HWL whether it holds Personal Data about you and to request access to and/or correction of any such Personal Data. Any such request may be made to:

Data Protection Officer: Mr. Leung
Room 6B, One Capital Place, 18 Luard Road, Wanchai, Hong Kong
Tel: 35896312 Fax: 25442141 Email: sleung@hwlhk.com

Copyright and Privacy Notices:
All copyright, patent, intellectual and other property rights in the information contained herein are owned by HWL. No rights of any kind are licensed or assigned or shall otherwise pass to persons who access this information. Under no circumstances should this information or any part of it be copied, reproduced or redistributed. HWL or its affiliates and their directors and employees may or may not have a position in or with respect to the securities mentioned.